Banking and public services, one phone away.
With our partner TIKUNET Universal Networks, we bring payments, banking and public services to people who live far from a bank, and help local businesses sell online.
- Partner
- TIKUNET Universal Networks
- Focus
- Financial inclusion
- For
- Remote and unbanked people

Sector 03 · Connected
A phone can be the nearest bank branch.
With TIKUNET, payments and public services reach people far from a bank.
01What we do here
How we help in technology.
A
Payments and banking
Money services for people outside the banking system.
A.1
Mobile payments
A secure platform to pay, send and receive money by phone.
A.2
Banking for remote areas
Transactions and banking services for people far from a branch.
B
Government and business
Digital tools that make institutions and markets work better.
B.1
Digital government
Tools for transparent, efficient management of public resources.
B.2
Online business
Helping local businesses and entrepreneurs sell online and reach wider markets.
02On record
Banking for people far from a bank.
With the technology company TIKUNET, we built digital services that let people in remote areas send money, pay and use public services, even without a bank account.
Project 02
Technology & banking access
with TIKUNET Universal Networks Ltd
- Mobile payments
- A secure way to pay and send money by phone.
- Digital government
- Tools that make public spending easier to track.
- Online business
- Help for local businesses to sell online and reach more customers.
03How we work
Four simple steps.
You can start at any step. Most projects go best when they start with the first.
Step 01
Understand
We study who needs the service, how they pay today and the rules that apply.
Step 02
Plan
The partners, funding and approvals the platform needs.
Step 03
Connect
Introductions to the authorities, banks and local businesses.
Step 04
Deliver
Launch and follow-up, with local staff trained to run it.
05In every project
The benefits stay in the country.
We judge success by what stays after a project ends: jobs, skills and public services that work better than before.
Jobs & training
Hiring and training local people in mining, infrastructure and technology.
Good governance
Working with public bodies on transparency and against corruption.
Questions about technology
Who is TIKUNET?
TIKUNET Universal Networks Ltd is a technology company committed to financial inclusion. It is our partner on mobile payments, digital government and online business.
Can public bodies work with you on digital projects?
Yes. Part of this work supports public administration with tools for transparent and efficient management of public resources.
We want to invest in digital services. Can you help?
Yes. We help technology investors understand the market, meet the right partners and authorities, and plan the project.
Start a conversation
Have a technology project in mind?
A short message is enough. We reply with our first thoughts on your project.
Talk to us
